Terms and Conditions
Terms & Conditions
Effective Date: August 9, 2026
Welcome to the website of Adjacent Services, LLC ("Adjacent Services," "we," "us," or "our"). By accessing or using this website, you agree to the Terms & Conditions described below.
Please read these terms carefully. If you do not agree with these terms, please do not use this website.
1. Purpose of This Website
The Adjacent Services website is intended to provide general information, education, resources, and opportunities to connect with our insurance professionals.
Our goal is to help individuals, families, entrepreneurs, and small businesses better understand their insurance options.
Education comes before enrollment.
Information provided on this website is intended to help you ask better questions and make informed decisions. It is not intended to replace an individualized insurance consultation, the terms of an insurance policy, or professional legal, tax, or financial advice.
2. No Insurance Contract
Information presented on this website does not constitute an offer, binder, contract, or guarantee of insurance coverage.
An inquiry, quote request, application, appointment request, or other communication submitted through this website does not mean that insurance coverage has been issued or that an insurance company has accepted an application.
Insurance coverage becomes effective only when the applicable insurance company has approved the application and coverage has been issued or otherwise confirmed in accordance with the applicable policy, application, and underwriting requirements.
The terms of an actual insurance policy control over any general information presented on this website.
3. Insurance Products and Availability
Adjacent Services may provide access to or information about insurance products, including:
- Life insurance
- Health insurance
- Property insurance
- Business Owner Policies (BOP)
- Pet insurance
- Annuities
- Other insurance or financial protection products that may become available
Product availability, eligibility, underwriting requirements, rates, premiums, benefits, exclusions, limitations, and coverage terms vary by insurance company, product, individual circumstances, location, and applicable law.
Not every product or insurance company is available to every individual or business.
A product described on this website may not be available in every state or to every customer.
4. Quotes and Estimates
Any quote, premium estimate, rate, benefit illustration, or other pricing information provided through this website or in response to a website inquiry is for informational purposes unless otherwise expressly stated.
Actual premiums, coverage, eligibility, benefits, and policy terms may differ based on underwriting, application information, medical or other eligibility requirements, property characteristics, business circumstances, credit or insurance history where legally permitted, and the requirements of the applicable insurance company.
A quote does not guarantee coverage or a particular premium.
5. Applications and Submissions
When you submit information through this website, you agree that the information you provide is accurate and complete to the best of your knowledge.
You should not submit false, misleading, or fraudulent information.
Submitting an inquiry does not obligate you to purchase insurance.
Likewise, Adjacent Services is not obligated to recommend or place coverage solely because you submit an inquiry or application.
We believe:
We'll never recommend what you don't need.
Our recommendations are intended to be guided by your goals, circumstances, and stated needs.
6. Electronic Communications
7. Text Messaging
If Adjacent Services offers text messaging services and you provide the required consent, standard message and data rates may apply depending on your mobile carrier and plan.
You may opt out of marketing text messages by following the instructions provided in the applicable message or by contacting us.
Consent to receive marketing communications is not a condition of purchasing insurance.
8. Website Content
We make reasonable efforts to provide accurate, useful, and current information.
However, insurance laws, regulations, products, rates, underwriting guidelines, and insurance company requirements may change.
We do not guarantee that all information on this website will always be complete, accurate, current, or applicable to your particular situation.
We reserve the right to update, modify, remove, or add website content at any time without prior notice.
9. Educational Information
Articles, guides, videos, calculators, FAQs, social media content, and other educational materials available through this website are provided for general informational and educational purposes.
Such content should not be interpreted as individualized legal, tax, accounting, investment, financial, or insurance advice.
Your circumstances are unique. Before making an important financial or insurance decision, you should consider obtaining advice appropriate to your individual circumstances.
10. Third-Party Links
This website may contain links to websites, resources, insurance companies, service providers, or other third parties.
These links are provided for convenience and informational purposes.
Adjacent Services does not control and is not responsible for the content, accuracy, availability, privacy practices, security, or terms of third-party websites.
Visiting a third-party website is subject to that website's own terms and policies.
11. Intellectual Property
Unless otherwise indicated, the content of this website—including text, graphics, logos, photographs, videos, designs, written materials, and other original content—is owned by or licensed to Adjacent Services, LLC and is protected by applicable intellectual property laws.
You may view and use the website for personal or legitimate business purposes.
You may not reproduce, distribute, modify, publish, sell, or commercially exploit website content without prior written permission from Adjacent Services, LLC, except where permitted by applicable law.
12. Prohibited Use
You agree not to use this website to:
- Violate any applicable law or regulation
- Provide false, fraudulent, or misleading information
- Attempt to gain unauthorized access to the website or its systems
- Interfere with the operation or security of the website
- Introduce malicious software, code, or other harmful material
- Collect information about other users without authorization
- Use website content for unauthorized commercial purposes
- Impersonate Adjacent Services, its employees, representatives, customers, or business partners
We reserve the right to restrict or terminate access to the website when reasonably necessary to protect the website, our business, our users, or others.
13. Website Availability
We make reasonable efforts to keep the website available and functioning.
However, we do not guarantee that the website will always be available, uninterrupted, error-free, secure, or free of viruses or other harmful components.
Website availability may be affected by maintenance, technical issues, internet service interruptions, third-party services, or circumstances beyond our reasonable control.
14. No Guarantee of Results
Insurance recommendations and coverage decisions depend on individual circumstances and the requirements of the applicable insurance company.
Adjacent Services does not guarantee that:
- You will qualify for a particular insurance product
- An insurance company will approve your application
- You will receive a particular premium
- A claim will be approved or paid
- A policy will provide a particular result
- A particular insurance product will meet all of your future needs
Our role is to provide education, guidance, and assistance in understanding available options.
15. Limitation of Liability
To the fullest extent permitted by applicable law, Adjacent Services, LLC and its owners, employees, representatives, affiliates, and service providers will not be responsible for damages arising from your use of, or inability to use, this website or reliance on general information provided through the website.
This limitation does not apply to liability that cannot legally be excluded or limited under applicable law.
16. Indemnification
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Adjacent Services, LLC and its owners, employees, representatives, affiliates, and service providers from claims, liabilities, damages, losses, costs, or expenses arising from your misuse of the website, violation of these Terms & Conditions, or violation of another person's rights.
17. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, protect, and disclose information.
Please review our Privacy Policy before submitting personal information through the website.
18. Accessibility
Adjacent Services, LLC is committed to providing an accessible website and meaningful access to information.
If you experience difficulty accessing website content or functionality, please contact us so we can work with you to provide assistance or an alternative method of obtaining the information when reasonably available.
Please review our Accessibility Statement for additional information.
19. Governing Law
These Terms & Conditions will be interpreted and applied in accordance with applicable laws of the State of South Carolina and applicable federal law, without regard to conflict-of-law principles.
Nothing in these Terms & Conditions is intended to waive any rights or protections that cannot legally be waived.
20. Changes to These Terms
Adjacent Services, LLC may update these Terms & Conditions from time to time.
When changes are made, the Effective Date at the top of this page will be updated.
Your continued use of the website after changes are posted constitutes your acceptance of the updated Terms & Conditions, to the extent permitted by applicable law.
We encourage you to review these terms periodically.
21. Contact Us
If you have questions about these Terms & Conditions or our website, please contact:
Adjacent Services, LLC
South Carolina
Email: INFO@myagentisaj.com
Phone: 803.479.8024
Website: myagentisaj.com
We are here to help you understand your options.
Education comes before enrollment. Your goals guide our recommendations. We'll never recommend what you don't need.
Adjacent Services, LLC
Trust • Education • Protection • Guidance